.ptn-hero{background:var(--paper);padding:var(--s-16) 0 var(--s-12);position:relative;overflow:hidden}.ptn-hero:before{content:"";position:absolute;inset:0;background:radial-gradient(60% 40% at 20% 10%,rgba(35,65,79,.06),transparent 70%),radial-gradient(40% 30% at 80% 20%,rgba(163,201,206,.08),transparent 70%);pointer-events:none}.ptn-hero>*{position:relative}.ptn-hero-top{max-width:920px;margin:0 auto var(--s-12);text-align:center}.ptn-hero-title{font-family:var(--font-display);font-size:clamp(40px,6vw,76px);font-weight:600;line-height:1.02;letter-spacing:-.035em;color:var(--faba-navy-950);margin:0}.ptn-hero-title em{font-style:normal;font-weight:400;color:var(--faba-navy-700);text-decoration:underline;text-decoration-color:currentColor;text-decoration-thickness:.06em;text-underline-offset:.14em;text-decoration-skip-ink:none}.ptn-hero-lead{font-size:var(--fs-lg);line-height:1.55;color:var(--ink-700);max-width:680px;margin:var(--s-6) auto 0;text-wrap:pretty}.ptn-hero-actions{display:flex;gap:var(--s-4);justify-content:center;margin-top:var(--s-8)}.ptn-hero .ptn-bank-kpis{margin-top:var(--s-12);margin-bottom:0}.ptn-bank-cta-actions .btn-accent{background:var(--faba-light-teal);color:var(--faba-navy-950);font-weight:600;border:none}.ptn-bank-cta-actions .btn-accent:hover{background:#d9a955;transform:translateY(-1px)}.ptn-bank{background:var(--faba-navy-950);color:#fff;padding:var(--s-24) 0 var(--s-20);position:relative;overflow:hidden}.ptn-bank:before{content:"";position:absolute;top:0;left:0;right:0;height:80%;background:radial-gradient(50% 60% at 80% 20%,rgba(76,136,159,.18),transparent 70%),radial-gradient(40% 40% at 10% 60%,rgba(61,122,95,.15),transparent 70%);pointer-events:none}.ptn-bank>*{position:relative}.ptn-bank-head{max-width:760px;margin-bottom:var(--s-12)}.ptn-bank-title{font-family:var(--font-display);font-size:clamp(36px,4.6vw,60px);font-weight:600;line-height:1.05;letter-spacing:-.03em;color:#fff;margin:0 0 var(--s-6)}.ptn-bank-title em{font-style:normal;font-weight:400;color:var(--faba-blue-400);text-decoration:underline;text-decoration-color:currentColor;text-decoration-thickness:.06em;text-underline-offset:.14em;text-decoration-skip-ink:none}.ptn-bank-lead{font-size:var(--fs-lg);line-height:1.6;color:#fffc;text-wrap:pretty}.ptn-bank-kpis{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:var(--s-2);background:#ffffff0a;border:1px solid rgba(255,255,255,.1);border-radius:var(--r-xl);padding:6px;margin-bottom:var(--s-20)}.ptn-bank-kpi{background:#ffffff08;border-radius:var(--r-lg);padding:var(--s-8) var(--s-6);display:flex;flex-direction:column;gap:6px}.ptn-bank-kpi-hero{background:linear-gradient(165deg,#4c889f2e,#4c889f0d);border:1px solid rgba(76,136,159,.3)}.ptn-bank-kpi-label{font-family:var(--font-mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:#fff9}.ptn-bank-kpi strong{font-family:var(--font-display);font-size:clamp(40px,5vw,64px);font-weight:600;letter-spacing:-.04em;color:#fff;line-height:1;display:flex;align-items:baseline;gap:4px}.ptn-bank-kpi-hero strong{color:var(--faba-blue-400)}.ptn-bank-kpi strong em{font-style:normal;font-weight:400;font-size:.5em;color:#fff9;letter-spacing:0}.ptn-bank-kpi-hero strong em{color:#ffffffb3}.ptn-bank-kpi-sub{font-size:var(--fs-sm);color:#ffffffb3;line-height:1.4;margin-top:var(--s-2)}@media (max-width: 1000px){.ptn-bank-kpis{grid-template-columns:repeat(2,1fr)}}@media (max-width: 600px){.ptn-bank-kpis{grid-template-columns:1fr}}.ptn-hero .ptn-bank-kpis{background:var(--faba-navy-950);border-color:#ffffff1a}.ptn-bank-benefits-wrap{margin-bottom:var(--s-16)}.ptn-bank-benefits-head{margin-bottom:var(--s-10)}.ptn-bank-benefits-head h3{font-family:var(--font-display);font-size:clamp(32px,4vw,48px);font-weight:600;line-height:1.05;letter-spacing:-.025em;color:#fff;margin:var(--s-4) 0 0}.ptn-bank-benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border:1px solid rgba(255,255,255,.1);border-radius:var(--r-xl);overflow:hidden}.ptn-bank-benefit{padding:var(--s-8);border-right:1px solid rgba(255,255,255,.08);border-bottom:1px solid rgba(255,255,255,.08);background:#ffffff05;transition:background .3s}.ptn-bank-benefit:hover{background:#ffffff0d}.ptn-bank-benefit:nth-child(3n){border-right:none}.ptn-bank-benefit:nth-last-child(-n+3){border-bottom:none}.ptn-bank-benefit-n{display:inline-block;font-family:var(--font-mono);font-size:12px;font-weight:600;letter-spacing:.05em;color:var(--faba-blue-400);margin-bottom:var(--s-5)}.ptn-bank-benefit h4{font-family:var(--font-display);font-size:var(--fs-xl);font-weight:600;line-height:1.15;letter-spacing:-.015em;color:#fff;margin:0 0 var(--s-3)}.ptn-bank-benefit p{font-size:var(--fs-sm);line-height:1.55;color:#ffffffb3;margin:0;text-wrap:pretty}@media (max-width: 1000px){.ptn-bank-benefits{grid-template-columns:repeat(2,1fr)}.ptn-bank-benefit{border-right:1px solid rgba(255,255,255,.08)}.ptn-bank-benefit:nth-child(2n){border-right:none}.ptn-bank-benefit:nth-child(3n){border-right:1px solid rgba(255,255,255,.08)}}@media (max-width: 600px){.ptn-bank-benefits{grid-template-columns:1fr}.ptn-bank-benefit,.ptn-bank-benefit:nth-child(3n),.ptn-bank-benefit:nth-child(2n){border-right:none}}.ptn-bank-cta{background:linear-gradient(135deg,#4c889f2e,#23414f66);border:1px solid rgba(76,136,159,.3);border-radius:var(--r-xl);padding:var(--s-12) var(--s-10);display:grid;grid-template-columns:1.4fr 1fr;gap:var(--s-10);align-items:center}.ptn-bank-cta h3{font-family:var(--font-display);font-size:clamp(28px,3vw,40px);font-weight:600;line-height:1.05;letter-spacing:-.025em;color:#fff;margin:var(--s-4) 0 var(--s-4)}.ptn-bank-cta p{font-size:var(--fs-lg);line-height:1.55;color:#fffc;margin:0;text-wrap:pretty}.ptn-bank-cta-actions{display:flex;flex-direction:column;gap:var(--s-3)}.ptn-bank-cta-actions .btn{justify-content:center}@media (max-width: 900px){.ptn-bank-cta{grid-template-columns:1fr}}